At present, the RTGS system is available for customer transactions from 8:00 am to 6:00 pm and for inter-bank transactions from 8:00 am to 7:45 pm. In order to increase the availability of the RTGS system, it has been decided to extend the operating hours of RTGS and commence operations for customers and banks from 7:00 am.

The RTGS time window with effect from August 26, 2019, will, therefore, be as under:

Sr. No. Event Time
1. Open for Business 07:00 hours
2. Customer transactions (Initial Cut-off) 18:00 hours
3. Inter-bank transactions (Final Cut-off) 19:45 hours
4. IDL Reversal 19:45 hours – 20:00 hours
5. End of Day 20:00 hours

This directive is issued under Section 10 (2) read with Section 18 of the Payment and Settlement Systems Act 2007.


RBI/2019-20/46
DPSS (CO) RTGS No.364/04.04.016/2019-20

Notification dt. 21-08-2019

Reserve Bank of India

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